What makes us different...

Founders, Chris Ruppel and Brian Slowik continue to manage the teams and build on a culture of service excellence

Customer Service for both partners and cardholders is our biggest differentiator, as identified by our customers

Compliance assistance through our exclusive tools, including the compliance map

Zero employer fees for the rapid! PayCard program including no fees for card inventory, no training fees and no paycard implementation fees

Automated card inventory for multiple location inventory control

Sophisticated security without any need for expensive security tokens

Fraud protection built on intelligent “neural network” security that learns a cardholders behavior rather than rudimentary state geographic transaction systems

APIs allowing for seamless integration with any payroll software or providers (if provider supports API integration)

A true mobile application for iPhone and Android devices

Near real time clearing pay at the pump with no pre-authorization hold. Partial authorization available permitting cardholder’s gas pump purchase when card balance is less than standard pre-authorization amount ($75-$100)

Interest bearing savings account

Cardholder service at no cost1


Cardholder Cash Back Rewards1


1      While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement included in your card package for more details
rapid! PayCard is perfect for ...

Payroll Providers

Payroll Software Companies

Membership Associations

Professional Employer Organizations (PEO)

Issue electronic payroll cards nationwide with confidence

Track, monitor and categorize each state’s ever-changing paycard laws

Simplify state-by-state electronic paycard compliance